隐私声明条款

隐私权是您的重要权利。鉴于网络特性,由BABEL公司运营的BabelBank平台(以下简称“本平台”或“BabelBank”)将不可避免地与您产生直接或间接的互动关系,接触到您个人信息。隐私保护始终是本平台的基本政策,我们会以负责任的态度对待您的信息。您提供的信息将用于帮助我们提供更好的服务,或在必要的时候保护您的合法权益。

请您在访问、使用、注册或以其他任何方式与本网站产生联系时,仔细阅读本隐私声明条款,如果您对本声明条款内容有任何疑问,请与我们联系。阅读本条款过程中,若您不同意本声明或其中的任何内容,请您立即停止使用本平台的服务。如您继续使用,您的使用行为将被视为您已知晓并完全理解了以下全部条款的含义,接受了以下全部条款。

一、定义

1.1 “BabelBank”,本隐私声明条款中,如无相反表示,“BabelBank”指BABEL公司及其关联公司所运营的网站BableBank及其关联网站和移动平台。

1.2 “隐私信息”,指与您相关的基本信息、个人信息、企业信息、联系方式、电话、地址等各种涉及隐私的信息。

1.3 “平台用户”(以下简称为“您”),本隐私声明条款中,如无相反表示,“平台用户”为访问、使用、注册或以其他任何方式与BabelBank产生联系的个人。

二、本条款性质及成立

2.1 本条款是由平台用户与BabelBank之间就相关隐私信息所成立并生效的一致协议。

2.2 平台用户应当确保其具有法律规定的完全民事权利能力和民事行为能力。若不具备本款所述的条件,请不要使用本平台提供的服务,且本平台有权拒绝为此类用户进行注册或提供相关服务。

三、隐私信息收集及使用

3.1 BabelBank将通过平台用户的IP地址等信息收集非个体化的信息,例如平台用户的浏览器性质、操作系统种类、提供接入服务的ISP的域名等用户个人数据,以优化BabelBank平台的界面与操作系统。通过收集上述信息,BabelBank亦进行平台用户流量统计,从而改进平台的管理和服务。BabelBank还可以使用这些数据与平台用户就BabelBank或其合作伙伴提供的其他产品或服务进行沟通。

3.2 当平台用户在BabelBank进行注册登记、使用平台提供的服务时,在平台用户的同意及确认下,BabelBank将要求平台用户提供一些隐私信息,包括但不限于:姓名、性别、年龄、出生日期、护照号码(或其他用于识别身份的证件号码)、电话、通信地址、住址、邮编、电子邮件地址、职业、教育程度、收入情况、婚姻情况、家庭状况等信息。

3.3 平台用户知晓并认可:为确保能够向平台用户提供最佳的服务,平台用户应当向BabelBank提供真实、准确的隐私信息。在必要情况下,BabelBank可能会利用某些方法,确认平台用户隐私信息的正确性与时效性。

四、隐私信息的保护及安全

4.1 除本条款另有约定外,在未经平台用户同意之前,BabelBank不会将隐私信息透露给其他第三方。

4.2 BabelBank将对平台用户的隐私信息进行严格的管理和保护。

4.3 平台用户知晓并认可:为切实确保隐私信息的安全,BabelBank在必要时会委托专业技术人员代为对隐私信息进行电脑处理,以符合信息安全的需求。本款所述的专业技术人员可能会接触到平台用户的隐私信息。

4.4 平台用户应当重视并注意对自身的隐私信息的保护,不随意公开隐私信息,妥善保管其在BabelBank上注册的账户和密码,确保其用于上网的网络设备的安全。

4.5 BabelBank努力采取各种合理的物理、电子和管理方面的安全措施来使BabelBank掌握的隐私信息不丢失、不被滥用或不被变造。我们对可能接触到您个人信息的员工或外包人员也采取了严格管理,包括但不限于采取信息访问权限控制、与接触个人信息的人员签署保密协议、监控该等人员的操作情况等措施。尽管有安全措施,但BabelBank不保证隐私信息的绝对安全。

五、隐私信息的披露

5.1 在取得平台用户书面同意的情形下,BabelBank有权直接使用平台用户的隐私信息。书面同意的形式包括但不限于:书写、绘画等纸面表达,电子邮件、数字电文、电子数据等电子形式。

5.2 在符合下列情形之一时,BabelBank可能直接使用或披露平台用户的隐私信息,而无需告知平台用户,且无需承担任何责任:

5.3.1 为免除平台用户在生命、身体或财产等方面的迫切危险;

5.3.2 为防止BabelBank或其他第三方的权益受到危害;

5.3.3 为增进公共利益,且无害于平台用户的重大利益;

5.3.4 收到其他第三方对平台用户的基于法律的权利主张;

5.3.5 根据法律法规的规定,应当披露平台用户的隐私信息。

5.3 当政府机关、行政机关或司法机关等依照法定程序要求BabelBank披露平台用户的隐私信息时,BabelBank将根据本款前述单位之要求或为公共安全之目的提供隐私信息。在此情况下之任何披露,BabelBank均不承担任何责任。

六、免责

6.1 除本声明条款第五条属免责事项外,BabelBank对于下列事项或情况亦不承担任何责任:

6.1.1 由于平台用户未妥善保管其账户,或将其账户密码告知他人,或与他人共享注册账户,由此导致的任何平台用户隐私信息的泄露、丢失、被盗用或被篡改等及由此引发的任何法律争议或后果;

6.1.2 任何由于黑客攻击、计算机病毒侵入或发作而造成的平台用户隐私信息泄露、丢失、被盗用或被篡改等及由此引发的任何法律争议或后果;

6.1.3 任何由于政府管制、设备损坏等影响网络正常运作而造成的平台用户隐私信息泄露、丢失、被盗用或被篡改等及由此引发的任何法律争议或后果;

6.1.4 由于与BabelBank链接的其他网站所造成的平台用户隐私信息泄露、丢失、被盗用或被篡改等及由此引发的任何法律争议或后果;

6.1.5 由于平台用户违反本隐私声明条款第4.4款的保证,而造成的平台用户隐私信息泄露、丢失、被盗用或被篡改等及由此引发的任何法律争议或后果;

6.1.6 由于平台用户未接受BabelBank于本隐私声明条款第7.1款或第7.2款的特别提示,在开放平台披露隐私信息而造成的平台用户隐私信息泄露、丢失、被盗用或被篡改等及由此引发的任何法律争议或后果;

6.1.7 由于BabelBank以外的任何主体的原因而造成的平台用户隐私信息泄露、丢失、被盗用或被篡改等及由此引发的任何法律争议或后果。

七、特别提示

7.1 BabelBank的网页上可能存在其他网页或广告等的链接,BabelBank对其他任何网站的内容、隐私政策、运营或经营这些网站的公司的行为概不负责。在向这些网站提供隐私信息之前,请平台用户查阅该等网站的隐私政策,保护自身的隐私信息。

八、本条款的修改

8.1 BabelBank有权对本条款的内容随时更新,且无需另行通知。BabelBank可不定期对条款予以修改并进行公布,修改后的条款一旦在BabelBank上公布,即取代原先的条款,并构成本条款整体之一部分。平台用户可随时登陆BabelBank查阅最新的隐私声明条款。

8.2 若平台用户不同意本条款的修改,可以拒绝访问、拒绝使用、拒绝注册或拒绝以其他任何方式与BabelBank产生联系。个人或平台用户在本条款修改后对BabelBank的访问、使用、注册或以其他任何方式与BabelBank产生联系的行为,即视为接受本条款的修改,并与BabelBank就修改后的本条款成立一致协议且生效。

九、法律适用及管辖

9.1 本隐私声明条款的成立、生效、履行、解释及争议的解决均适用香港法律。

9.2 本隐私声明条款因与本合同适用之法律相抵触而导致部分无效,不影响其他部分的效力。

9.3 与本隐私声明条款相关的一切争议,应当向香港国际仲裁中心提出仲裁。

BABEL公司

2018年 8 月 1 日

Terms of the Privacy Policy

Privacy is your top priority. In view of the network characteristics, the BabelBank platform operated by BABEL Ltd (hereinafter referred to as the “Platform” or “BabelBank”) will inevitably have direct or indirect interaction with you and access to your personal information. Privacy protection is always the basic policy of the Platform, and we will treat your information in a responsible attitude. The information that you provide will facilitate our supply of better service or protect your legitimate rights and interests where necessary.

Please read the Terms of the Privacy Policy carefully when you visit, use, register or otherwise link with this website. Please feel free to contact us if you have any questions about the Terms of the Privacy Policy. In the process of reading the terms, if you do not agree to this policy or any content thereof, please stop using the services of this Platform immediately. Your continual use will be deemed to have been aware of and fully understood the meaning of all of the following terms, and accept such terms.

1. Definition

1.1 “BabelBank”, in the Terms of the Privacy Policy, unless provided to the contrary, "BabelBank" means the website operated by BabelBank Limited and BableBank run by its affiliates as well as the affiliated websites and mobile platforms thereof.

1.2 “Private Information” means all kinds of basic information, personal information, corporate information, contact information, phone numbers, addresses, etc. related to you.

1.3 “Platform User” (hereinafter referred to as “you”), in this Terms of the Privacy Policy, if not stated to the contrary, “Platform User” is an individual who has access to, use, register or otherwise links with BabelBank.

2. Nature and Formation of the Terms

2.1 The Terms is a binding and effective agreement between the Platform User and BabelBank in respect of the relevant Private Information.

2.2 The Platform User shall ensure that he/she has full capacity for civil rights and capacity for civil conduct as required by law. If you do not have the conditions described in this paragraph, please do not use the services provided by this Platform, and the Platform is entitled to refuse to register or provide the relevant services for such users.

3. Collection and Use of Private Information

3.1 BabelBank will collect non-individual information, such as the nature of the browser of the Platform User, the type of the operating system, and the domain name of the ISP providing access services, by means of information of the Platform User, e.g., the IP address, to optimize the interface and operating system of the BabelBank platform. By collecting the above information, BabelBank also conducts traffic statistics of the Platform User to improve the management and services of the Platform. BabelBank can also use these data to communicate with the Platform User on other products or services from BabelBank or its partners.

3.2 When the Platform User registers with BabelBank and uses the services thereof, upon the consent and confirmation of the Platform User, BabelBank will require the Platform User to provide some Privacy Information, including but not limited to name, gender, age, date of birth, passport number (or other identification number), phone number, mailing address, address, zip code, email, job, education, income, marital status, family, etc.

3.3 The Platform User is aware of and acknowledges that, in order to ensure the best service to the Platform User, the Platform User shall provide BabelBank with genuine and accurate Private Information. Where necessary, BabelBank may use certain methods to confirm the correctness and effectiveness of the Platform User’s Private Information.

4. Protection and Security of Private Information

4.1 Unless otherwise agreed in the Terms, BabelBank will not disclose the Private Information to other third parties without the consent of the Platform User.

4.2 BabelBank will strictly manage and protect the Privacy Information of the Platform User.

4.3 The Platform User is aware of and acknowledges that, in order to ensure the security of the Private Information, BabelBank will appoint professional technicians to computerize the Private Information where necessary to meet the needs of information security. The professional technicians described in this paragraph may have access to the Privacy Information of the Platform User.

4.4 The Platform User shall pay attention to the protection of his/her own Private Information, not arbitrarily disclose the Private Information, properly keep his/her account and password as registered with BabelBank, and ensure the security of his/her network devices for access to the Internet.

4.5 BabelBank strives to adopt each reasonable physical, electronic and management security measures to ensure that the Private Information held by BabelBank is not lost, misused or altered. We also have strict management of employees or outsourcing personnel who may be exposed to your personal information, including but not limited to measures such as limitation on access to information, execution of confidentiality agreements with those who have access to personal information, and monitor of the operations of such personnel. In spite of the security measures, BabelBank does not guarantee the absolute security of the Private Information.

5. Disclosure of Private Information

5.1 BabelBank is entitled to directly use the Private Information of the Platform User with the written consent of the Platform User. The form of the written consent includes but not limited to consent in paper, such as writing and painting, consent in electronic forms such as e-mail, data message, and electronic data.

5.2 BabelBank may directly use or disclose the Private Information of the Platform User in any of the following circumstances without informing the Platform User or taking any liability therefor:

5.3.1 to avoid the imminent danger of the Platform User in respect of life, body or property;

5.3.2 to protect the rights and interests of BabelBank or other third parties from any harm;

5.3.3 to enhance the public interest and hold the significant interests of the Platform User harmless;

5.3.4 to receive the claims from other third parties against the Platform User on legal basis;

5.3.5 according to the applicable laws and regulations, the Private Information of the Platform User shall be disclosed.

5.3 When a governmental authority, an administrative authority or a judicial organ requires BabelBank to disclose the Private Information of the Platform User in accordance with the legal proceedings, BabelBank will provide the Private Information for the purpose of the preceding paragraph or for the purpose of the public security. BabelBank does not assume any liability for any such disclosure.

6. Exemption

6.1 BabelBank is not liable for any of the following matters or circumstances except the exemption of Article 5 of the Terms:

6.1.1 any legal dispute or consequence arising from the leakage, loss, theft or tampering of the Platform User’s Private Information caused by that the Platform User does not properly keep his/her account, inform others of the password of his/her account, or share the registered account with others;

6.1.2 any legal dispute or consequence arising from the leakage, loss, theft or tampering of the Platform User’s Private Information caused by hacker attacking, computer virus intrusion or seizure;

6.1.3 any legal dispute or consequence arising from the leakage, loss, theft or tampering of the Privacy Information of the Platform User caused by malfunction of the Internet, such as governmental regulation, damage to equipment etc.;

6.1.4 any legal dispute or consequence arising from the leakage, loss, theft or tampering of the Platform User’s Private Information caused by other websites linked with BabelBank;

6.1.5 any legal dispute or consequence arising from the leakage, loss, theft or tampering of the Platform User’s Private Information caused by the breach of the guarantee by the Platform User in Article 4.4 of the Terms of the Privacy Policy;

6.1.6 any legal dispute or consequence arising from the leakage, loss, theft or tampering of the Platform User’s Private Information caused by the disclosure of the Private Information on the open platform because that the Platform User does not accept BabelBank’s Special Tips in Article 7.1 or 7.2 of the Terms of the Privacy Policy;

6.1.7 any legal dispute or consequence arising from the leakage, loss, theft or tampering of the Platform User’s Private Information attributable to any entity other than BabelBank.

7. Special Tips

7.7.1 BabelBank may have links to other web pages or advertisements on its web pages. BabelBank is not liable for the content, privacy policies of these websites,operation or business of the companies running these websites. Before providing the Privacy Information to these websites, the Platform User please makes reference to the privacy policies of such websites and protect his/her own Private Information.

8. Amendments to the Terms

8.1 BabelBank is entitled to update the content of the Terms at any time without further notice. BabelBank may amend and publish the Terms from time to time. Once the amended Terms is published on BabelBank, it will replace the original Terms and constitute an integral part of the Terms. The Platform User may log on BabelBank for the latest Terms of the Privacy Policy.

8.2 If the Platform User does not agree on the amendment to the Terms, he/she may refuse to have access to, use, register or otherwise to link with BabelBank. Any act by a person or the Platform User, such as having access to, using, registering or otherwise linking with BabelBank after the amendment to the Terms, is deemed as an acceptance of such amendment and forms a binding and effective agreement with BabelBank along with the amended Terms.

9. Applicable Laws and Jurisdiction

9.1 The formation, effectiveness, performance, interpretation and dispute resolution of the Terms of the Privacy Policy shall be governed by Hong Kong laws.

9.2 The invalidity of a part of the Terms of the Privacy Policy due to conflicts with the applicable laws hereunder shall not affect the validity of other parts.

9.3 All disputes relating to the Terms of the Privacy Policy shall be submit such disputes to HKIAC.

BABEL

Date: 2018.8.1